Membership Requirements
Everything you need to know to join our cooperative and start your savings journey
Step-by-Step Membership Requirements
Open a Member Account
Visit any Tederash SACCO branch and complete the membership registration form. You will receive a unique member ID and savings account upon approval.
Required at registration3x4 Photographs
Provide 3 recent 3x4 photographs.
White background · Recent · Clear face
Service Charge
A one-time non-refundable service charge paid at registration. This covers administrative processing, account setup, and membership documentation.
One-time · Non-refundablePurchase a Share
To become a full voting member of Tederash SACCO, you need to buy a cooperative share. You can either pay the full amount at once, or save gradually by contributing monthly until the share is fully paid. Shares represent your ownership in the SACCO and give you the right to receive annual dividends.
Earns annual dividendMonthly Compulsory Savings
Commit to depositing a required minimum amount every month into your savings account. This builds your savings balance and qualifies you for a loan after 6 months.
Must be paid by the 30th of each monthValid ID Document
Present a valid government-issued identification: National ID, Kebele ID, Passport, or Driver's licence. A copy will be kept on file.
When Can You Apply for a Loan?
Registration Process
Official Membership Guidelines
Tederash SACCO — Membership Directions & Bylaws (Amharic)
Complete guide to membership rules, savings types, loan terms, rights and responsibilities. Updated 2026.
Tederash SACCO — Membership Directions & Bylaws (Afan Oromo)
Complete guide to membership rules, savings types, loan terms, rights and responsibilities. Updated 2026.
Ready to Join Tederash SACCO?
Visit any of our branches in Addis Ababa, Arada Sub-city, or call us to get started today.